Private health insurance in Fuerteventura

Private health insurance in Fuerteventura is a very popular and effective option for both residents and tourists.

The island’s national health care system offers two different levels of care:

• Primary care, including emergency care
• Specialist care

Fuerteventura, being part of Spain and therefore the European Community, all European citizens are covered by the health insurance card of their country of origin.

To ensure quick and efficient medical care at any level, there are private medical insurance agencies on the island that offer health policies .

Health insurance in Fuerteventura can be purchased by both residents and tourists on the island.

The difference in national health coverage in Fuerteventura is different for residents, with and without:

• Residents with a green NIE are guaranteed access to all levels of healthcare, from emergency care, primary care, and specialist care through their family doctor.
• Tourists, on the other hand, are only guaranteed emergency services and primary care.

During a trip to Fuerteventura , if you do not have private insurance , specialist medical visits and treatments are not included.

Of course, the hospital in Puerto del Rosario and the medical services (Urgencias), present in almost all the towns in Fuerteventura, are always available for emergencies .

Travel insurance policy in Fuerteventura

Health insurance is essential in Fuerteventura , as first aid and general medical care are covered for a maximum of three months.

After this period, you will no longer have health coverage , especially any specialist medical services, except in emergency cases.

For tourists staying in Fuerteventura for more than three months,  health insurance is essential to cover medical expenses in private facilities.

One of the reasons why Fuerteventura residents resort to private health insurance is the long waiting times for specialist appointments.

Private health insurance offers  a wide range of medical services, including emergency care, surgery, pediatrics, cardiology, internal medicine, and more.

Private hospitals have state-of-the-art medical equipment and a team of highly qualified doctors, ensuring quality medical care.

One of the best private centers is Hospital Parque , located in Puerto del Rosario and Corralejo.

 

Medical insurance in Fuerteventura

Health insurance in Fuerteventura would be the best choice for tourists to protect their health or to reduce waiting times for residents.

The island’s healthcare system is made up of several healthcare facilities, both private and public, that offer excellent services.

For many tourists who decide to spend a long vacation, to have the best health coverage it would be necessary to take out private health insurance .

Every European Union citizen has the right to receive first aid or general medical care with their health card for up to three months.

As for specialist visits and examinations, private travel insurance would be essential in case of any inconvenience.

And those who decide to move to Fuerteventura and would like to speed up specialist treatment can take advantage of the services offered by the island’s insurance companies .

The cost of private insurance in Fuerteventura depends on the medical services included, generally 30%–40% less than in Italy.

Likewise, the purchase of medicines in the numerous pharmacies, open from 9:00 to 22:00, is much lower than in all European cities, including Italy.

 

Health insurance in Fuerteventura

It’s not true that those who take out health insurance in Fuerteventura are driven by a lack of efficiency and professionalism in public medical facilities.

The healthcare system in Fuerteventura is under the jurisdiction of various Councils, which influence the regional level by regulating public healthcare services. 

In order to improve the efficiency of hospitals in Fuerteventura , the territory is divided into different health centers called “ Centro de Salud ” based on demographic trends.

The various insurance companies called “Seguros Médicos Privados” offer comprehensive healthcare coverage with the best value on the market.

The health policy can include a tailor-made private medical insurance , the one best suited to your needs and your family.

The health coverage offered by health insurance policies in Fuerteventura guarantees excellent service when it comes to chronic illness insurance for seniors.

 

Health insurance policy

The main advantages of health insurance in Fuerteventura are:

• You can access a specialist doctor directly without first having to be prescribed by a doctor 
• No long waiting lists
• Freedom to choose your hospital, center, or specialists 
• Alternative treatments and new cutting-edge medical techniques are often offered

With a wide range of health insurance policies , you can choose the one that best suits your needs and a large medical team with the best specialists.

Each health insurance company offers its customers different insurance products such as:

• Medical insurance without copays, when the insured has access to clinics and specialists included in the company’s organized medical directory. 

Only the insurance premium corresponding to the insured’s salary at age is paid, with no additional costs for the services used.

• Medical insurance with a copay, where the insured will pay an additional cost for each medical procedure.

In this way, the insured person lowers the insurance premium in exchange for assuming part of the cost of medical services.

• Reimbursement insurance , where the insured freely chooses the specialist or clinic.

In this case, it is necessary to pay the cost of the medical service, which will then be reimbursed by the company at 80 or 100%.

 

Health insurance in Fuerteventura – Spain

Before leaving for a holiday to Fuerteventura, it’s important to understand the importance of health insurance , and in serious cases, it may be necessary to return to Italy. 

It is important to know that the European Health Insurance Card (EHIC) allows you to access healthcare in good-quality public facilities.

In case of need for urgent care or specialist visits and examinations, you can use the TEAM valid throughout the European Union, Switzerland, Norway, Iceland and Liechtenstein.

The TEAM allows you to go directly to the emergency room or to public hospitals in Fuerteventura, but:

• It is not accepted in private clinics or hospitals
• It does not allow the provision of highly specialized treatments such as surgical interventions, for which prior authorization from your local health authority is required. 

In any case, if you are in Fuerteventura for a holiday, the best choice is to have private health insurance taken out on the island.

One of the many advantages of private insurance in Fuerteventura is the excellent price-quality ratio with maximum efficiency of medical services.